Mortgage Rates Just Crossed 7% for the First Time Since Early 2025. Here Is What Actually Changed and What It Means for You.

Mortgage Rates Just Crossed 7% for the First Time Since Early 2025. Here Is What Actually Changed and What It Means for You.

Whitney Pauley
Published on: 11/09/2026

Mortgage rates hit 7.12% this week, the highest since early 2025, after oil crossed $100 a barrel and August inflation ran hotter than expected. Whitney Pauley, Senior Mortgage Advisor at CrossCountry Mortgage, explains what actually moved rates and what it means for your decision.

Mortgage StrategyHousing Market Insights
A Jobs Report This Strong Should Have Sent Mortgage Rates Higher. It Barely Moved Them.

A Jobs Report This Strong Should Have Sent Mortgage Rates Higher. It Barely Moved Them.

Whitney Pauley
Published on: 05/09/2026

August added 162,000 jobs, nearly three times what economists expected. Mortgage rates barely moved. Whitney Pauley, Senior Mortgage Advisor at CrossCountry Mortgage serving the Snoqualmie Valley and greater Seattle area, explains why and what to watch next week.

Housing Market Insights
Mortgage Rates Held Steady This Week. Here Are the Six Questions Keeping Homebuyers Sidelined Right Now.

Mortgage Rates Held Steady This Week. Here Are the Six Questions Keeping Homebuyers Sidelined Right Now.

Whitney Pauley
Published on: 22/08/2026

Mortgage rates held steady around 6.7% this week despite $40 trillion in federal debt, a Treasury buyback, and continued Iran tensions. Whitney Pauley, Senior Mortgage Advisor at CrossCountry Mortgage serving the Snoqualmie Valley and greater Seattle area, breaks down what it means for homebuyers he

Housing Market Insights
Should You Buy a $1M Home Right Now? Here's the Honest Math.

Should You Buy a $1M Home Right Now? Here's the Honest Math.

Whitney Pauley
Published on: 23/05/2026

Rates are at a nine-month high and prices keep climbing, yet purchase applications just came in 7% higher than this time last year and pending home sales rose in April. Buyers are telling us something the headlines aren't.

Housing Market Insights$1M home